About

For multi-location businesses that bill high-ticket items over time.

Run every location out of the HubSpot portal you already have. Paycove turns the deal your rep just closed into the quote, the invoice and the payment plan. It charges on schedule, recovers the card fee, and lands the money in that location's own Stripe account and books.

Career schools, clinics, coaching and certification programs use Paycove to collect tuition and program fees over time, with no lender in the middle. $400M+ collected since 2017.

Key benefits

• One button on the deal. The quote, invoice and payment plan are built from the deal's own terms. Paid, partial and declined events post back to the deal timeline.

• Plans that run themselves. A deposit plus scheduled charges. Customers can also build their own plan inside the rules you set: minimum down, number of payments, fees.

• Declined cards retried, ACH offered. You hear about a payment only if it stays open.

• Card fees recovered. Where your state allows it, a disclosed surcharge is added at checkout, with ACH available beside it at no card fee. The recovered fee posts to the books as its own reconciled line.

• Each location's money in its own account. Every location gets its own template, its own Stripe account, and its own QuickBooks Online or Xero file. Adding a location means duplicating a template.

• Mid-plan changes from one screen. Stop, refund, split, or recalculate the remainder.

• A monthly statement per location. It shows what was collected and what was recovered.